:root {
  --bg: #f6f8fb;
  --surface: #ffffff;
  --surface-2: #eef3fa;
  --text: #1b2430;
  --muted: #5b6777;
  --primary: #005bbb;
  --primary-dark: #00418a;
  --accent: #ff9f1c;
  --success: #1a7f37;
  --danger: #c62828;
  --border: #d9e1ec;
  --shadow: 0 10px 30px rgba(10, 30, 60, 0.08);
  --radius: 14px;
  --radius-sm: 10px;
  --container: 1140px;
  --space: clamp(1rem, 1.8vw, 1.5rem);
  --space-lg: clamp(2rem, 5vw, 4rem);
  --font: "Inter", "Segoe UI", Roboto, Arial, sans-serif;
}

* { box-sizing: border-box; }
html, body { margin: 0; padding: 0; }
body {
  font-family: var(--font);
  color: var(--text);
  background: var(--bg);
  line-height: 1.65;
}
img { max-width: 100%; display: block; }
a { color: var(--primary); text-decoration: none; }
a:hover { text-decoration: underline; }

.skip-link {
  position: absolute;
  left: -9999px;
  top: auto;
}
.skip-link:focus {
  left: 1rem;
  top: 1rem;
  background: #000;
  color: #fff;
  padding: .5rem .75rem;
  z-index: 2000;
}

.container {
  width: min(var(--container), calc(100% - 2rem));
  margin-inline: auto;
}

.section { padding: var(--space-lg) 0; }
.section-alt { background: var(--surface-2); }
.section-head { margin-bottom: 1.5rem; }
.eyebrow {
  color: var(--primary);
  text-transform: uppercase;
  letter-spacing: .08em;
  font-size: .8rem;
  font-weight: 700;
  margin: 0 0 .35rem;
}
h1, h2, h3 { line-height: 1.2; margin: 0 0 .75rem; }
h1 { font-size: clamp(1.8rem, 4vw, 3rem); }
h2 { font-size: clamp(1.4rem, 3vw, 2.2rem); }
h3 { font-size: 1.08rem; }
p { margin: 0 0 1rem; color: var(--muted); }

.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  backdrop-filter: blur(10px);
  background: rgba(255,255,255,.9);
  border-bottom: 1px solid var(--border);
}
.nav-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 72px;
}
.brand {
  display: inline-flex;
  align-items: center;
  gap: .65rem;
  font-weight: 700;
  color: var(--text);
}
.brand-mark {
  background: linear-gradient(135deg, var(--primary), #2d7ce0);
  color: #fff;
  padding: .45rem .6rem;
  border-radius: .55rem;
  font-size: .9rem;
}
.main-nav ul {
  display: flex;
  gap: 1rem;
  list-style: none;
  padding: 0;
  margin: 0;
}
.main-nav {
  display: flex;
  align-items: center;
  gap: 1rem;
}
.main-nav a { font-weight: 600; color: #253042; }

.menu-toggle {
  display: none;
  background: none;
  border: 1px solid var(--border);
  padding: .4rem;
  border-radius: .5rem;
}
.menu-toggle span {
  display: block;
  width: 22px;
  height: 2px;
  background: #27364d;
  margin: 4px 0;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: .8rem 1.1rem;
  border-radius: .7rem;
  border: 1px solid transparent;
  font-weight: 700;
  transition: .25s ease;
  text-decoration: none;
}
.btn:hover { text-decoration: none; transform: translateY(-1px); }
.btn-primary {
  background: linear-gradient(135deg, var(--primary), #0c71e0);
  color: #fff;
  box-shadow: var(--shadow);
}
.btn-primary:hover { background: linear-gradient(135deg, var(--primary-dark), var(--primary)); }
.btn-outline {
  border-color: var(--primary);
  color: var(--primary);
  background: transparent;
}

.hero-grid {
  display: grid;
  gap: 2rem;
  align-items: center;
}
.hero-subtitle { font-size: 1.05rem; color: #37465c; }
.hero-media img {
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  object-fit: cover;
  width: 100%;
}
.hero-actions { display: flex; gap: .8rem; flex-wrap: wrap; margin: 1.25rem 0; }
.trust-list {
  padding: 0;
  margin: 0;
  list-style: none;
  display: grid;
  gap: .35rem;
  color: #2b3a4f;
}

.card-grid {
  display: grid;
  gap: 1rem;
}
.card, .service-card, .contact-card, .highlight-box, .trust-panel {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.15rem;
  box-shadow: var(--shadow);
}
.icon {
  width: 40px;
  height: 40px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: #e8f1ff;
  margin-bottom: .6rem;
}

.split {
  display: grid;
  gap: 1.2rem;
}
.text-link { font-weight: 700; }
.text-link::after { content: " →"; }

.steps {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.2rem 1.2rem 1.2rem 1.8rem;
  box-shadow: var(--shadow);
}
.steps li { margin-bottom: .75rem; color: #334157; }

.contact-cards {
  display: grid;
  gap: 1rem;
}

.faq-item {
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  margin-bottom: .7rem;
  background: var(--surface);
  overflow: hidden;
}
.faq-question {
  width: 100%;
  text-align: left;
  border: 0;
  background: #fff;
  font: inherit;
  font-weight: 700;
  padding: 1rem;
  cursor: pointer;
}
.faq-question:hover { background: #f8fbff; }
.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height .3s ease;
  padding: 0 1rem;
}
.faq-item.active .faq-answer { max-height: 240px; padding-bottom: .9rem; }

.cta-final {
  background: linear-gradient(135deg, #0b4d9c, #1f74d8);
  color: #fff;
  text-align: center;
}
.cta-final p { color: #dfeaff; }

.site-footer {
  background: #111a27;
  color: #d7e1ef;
  margin-top: 1rem;
}
.site-footer p, .site-footer a { color: #d7e1ef; }
.footer-grid {
  padding: 2rem 0;
  display: grid;
  gap: 1.2rem;
}
.footer-grid ul { list-style: none; margin: 0; padding: 0; display: grid; gap: .4rem; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.15);
  padding: .8rem 0;
}

.page-hero { padding-top: calc(var(--space-lg) + .5rem); }
.legal-wrap {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 1.2rem;
}
.legal-wrap h2 { margin-top: 1.4rem; }
.legal-meta {
  display: flex;
  flex-wrap: wrap;
  gap: .8rem;
  margin-bottom: 1rem;
}
.pill {
  background: #ecf3ff;
  color: #1b4f96;
  border: 1px solid #cfe0fb;
  border-radius: 999px;
  padding: .35rem .7rem;
  font-size: .86rem;
}

.contact-layout {
  display: grid;
  gap: 1rem;
}
.form-card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.1rem;
  box-shadow: var(--shadow);
}
label { display: inline-block; font-weight: 600; margin-bottom: .35rem; color: #243246; }
input, textarea, select {
  width: 100%;
  border: 1px solid #cfd9e6;
  border-radius: .6rem;
  padding: .72rem .8rem;
  font: inherit;
  background: #fff;
}
textarea { min-height: 120px; resize: vertical; }
input:focus, textarea:focus, select:focus, button:focus, a:focus {
  outline: 3px solid rgba(12,113,224,.24);
  outline-offset: 1px;
}
.form-row { margin-bottom: .9rem; }
.error-text { color: var(--danger); font-size: .85rem; min-height: 1rem; }
.form-message {
  margin-top: .9rem;
  padding: .8rem;
  border-radius: .6rem;
  border: 1px solid transparent;
  display: none;
}
.form-message.info { display: block; background: #eef4ff; border-color: #c7d8f5; color: #204d8c; }

.back-to-top {
  position: fixed;
  right: 1rem;
  bottom: 1rem;
  width: 42px;
  height: 42px;
  border-radius: 50%;
  border: 0;
  background: var(--primary);
  color: #fff;
  cursor: pointer;
  box-shadow: var(--shadow);
  opacity: 0;
  pointer-events: none;
  transition: .25s ease;
}
.back-to-top.show { opacity: 1; pointer-events: auto; }

.reveal { opacity: 0; transform: translateY(16px); transition: .5s ease; }
.reveal.visible { opacity: 1; transform: none; }

@media (min-width: 760px) {
  .hero-grid { grid-template-columns: 1.1fr .9fr; }
  .cols-2 { grid-template-columns: repeat(2, minmax(0,1fr)); }
  .cols-3 { grid-template-columns: repeat(3, minmax(0,1fr)); }
  .cols-4 { grid-template-columns: repeat(4, minmax(0,1fr)); }
  .split { grid-template-columns: 1.2fr .8fr; }
  .contact-cards { grid-template-columns: repeat(3, minmax(0,1fr)); }
  .footer-grid { grid-template-columns: 1.2fr 1fr 1fr; }
  .contact-layout { grid-template-columns: .9fr 1.1fr; }
}

@media (max-width: 900px) {
  .menu-toggle { display: inline-block; }
  .main-nav {
    position: absolute;
    top: 72px;
    right: 1rem;
    left: 1rem;
    background: #fff;
    border: 1px solid var(--border);
    border-radius: .9rem;
    padding: .9rem;
    box-shadow: var(--shadow);
    flex-direction: column;
    align-items: flex-start;
    display: none;
  }
  .main-nav.open { display: flex; }
  .main-nav ul { flex-direction: column; width: 100%; }
}

@media (prefers-reduced-motion: reduce) {
  * { animation: none !important; transition: none !important; scroll-behavior: auto !important; }
  .reveal { opacity: 1; transform: none; }
}